AI agent governance for fintech.
An agent with a payment tool is a polite way to lose money to a bug, a bad prompt, or a hijack. HiveKey sits in the path of every action — so a transfer to a new vendor or a charge over your daily ceiling stops before it clears, not after.
You just gave an agent real access to payments, a ledger, or a banking API — and someone on the team is now quietly worried about what happens at 2am if it goes wrong.
What an agent can reach here.
Money movement
Payouts, transfers, refunds, and vendor payments an agent can trigger directly.
Cardholder & account data
PANs, balances, and KYC records that fall under PCI DSS and your banking partners' rules.
The ledger
Writes and adjustments that have to stay correct, attributable, and reversible.
A verdict on every action, before it runs.
Each call an agent makes gets decided in the path — allowed, blocked, or held for a human — and written to one trail.
payments_pay $5,000 → new vendor block Out of policy: large transfer to an unseen payee is blocked in the path.
payments_pay $42 (under $100/day cap) allow In scope and under the ceiling — it runs and is logged.
refund $9,800 → flagged account approve Legitimate but high-risk: held for a human to release.
One policy, applied to every agent.
Hard ceilings on spend
Cap what any agent can pay or commit — per action, per day, per agent. Over the cap, the call stops or escalates instead of clearing.
Block what it shouldn't reach
Scope each agent to the exact payment and ledger actions its job needs. A confused or hijacked agent can't reach the rest.
Prove every action
Every transfer, refund, and adjustment lands on one immutable, attributable trail — the evidence your auditors and banking partners ask for.
The conversation we keep hearing.
We gave the agent a Stripe key and prayed.
If it pays the wrong vendor at 2am, who stops it?
Our payments partner's security review is asking how we control our AI.
Evidence for the audits you already face.
HiveKey produces the access, enforcement, and audit evidence these frameworks expect for AI agents. Not legal advice — a head start on the controls.
Put every agent your fintech team runs under one policy.
See HiveKey scope, guard, and block a live action on your own agents — 30 minutes, no slides.